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21 April 2014 | comments (0) | Annuitants | by

Master Shameer Ahmed Khan, son of Rauf Ahmed Khan and Sajida Rauf and grandson of Mr. Shafiq Ahmed Khan celebrated the completion of reciting the Holy Qur’an in Karachi with all his relatives last month. Shameer is ten (10) years old and is the eldest among his brother Jazim and sister Ambareen.

Mr. Shafiq Ahmed Khan is a permanent member and office holder of Saudi Aramco Ex-Employees Association (SAEEA). He is an Ex-Employee of Saudi Aramco Badge No. 73789 retired on December 31, 2007 from Media Production and Operations Department Dhahran after working for thirty years.

SAEEA wishes Master Shameer Ahmed Khan to recite the Holy Qu’ran on a regular basis with the Blessings of ALMIGHTY ALLAH.

Write to Shafiq Ahmed Khan on or call him on his cell +92-300-298-7308.

The American Experience in Saudi Arabia

16 April 2014 | comments (1) | Special Interest | by

Prince Mohammad Bin Fahd Program for Strategic Research and StudiesUCF Special Assistant for Global Perspectives John C. Bersia and UCF President John C. Hitt pose for a group photo with PMU Rector Issa Al-Ansari, Vice Rector for Academic Affairs Nassar Shaikh, and Vice Rector for Business Affairs and Development Adel Al-Saleh

Many of you have been interested in the Prince Mohammad Bin Fahd Program for Strategic Research and Studies at the University of Central Florida program that was announced on Aramco ExPats August 2013. This program is a partnership between UCF and Prince Mohammad Bin Fahd University, a private university in Al Khobar, Saudi Arabia. Both universities share a commitment to scholarship, partnership, leadership and outreach, as well as a focus on the future. The Prince Mohammad Bin Fahd Program for Strategic Research and Studies at UCF will address four broad areas that are vital to both countries’ futures: governmental ties, security and regional stability, culture and the economy.

This year the program is pursuing a new initiative entitled “The American Experience in Saudi Arabia,” a series of in-depth interviews, primarily with former employees of Saudi Aramco who are now residing in United States.

The program is currently looking for participants who would like to tell their experiences and partake in the project. Please email or telephone Amal Khan directly.

Please contact:

Amal Khan
Program Coordinator
Prince Mohammad Bin Fahd Program
for Strategic Research and Studies
University of Central Florida
4104 Libra Drive, Suite 117
PO Box 162478
Orlando, Fl 32816
Office: 407-823-2441

How to Maximize Social Security Retirement Benefits

9 April 2014 | comments (0) | Special Interest | by

Until recently, it was thought that the total lifetime Social Security benefits for someone with average life expectancy would be the same whether the beneficiary took a small benefit at 62 or waited and took a larger benefit at 70. However, the most recent research has shown that it may pay to delay the payment, at least for a handful of years.

If you are single, the cost-benefit analysis is straightforward. Delaying benefits is more favorable if you live long enough so that the extra amount you receive makes up for the benefits forfeited.

The answer truly depends on your unique financial circumstances as well as the opportunity cost of alternative investment options. Social Security grows an average of 7% per year between 62 and 70, and that does not include the cost-of-living adjustment. Investment return, however, is only one consideration when making this critical decision. One must also consider your tax rate, income needs, and how long you live (which is unpredictable!).

Below are just some of the inputs that are needed to complete the Social Security Maximization.

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Reilly Financial Advisors can help you determine the best strategy to provide the greatest potential benefits by combining our sophisticated financial modeling software with individual consideration of your unique retirement needs.

For married couples, there may be even more strategies available. If you are married and your Primary Insurance Amount (the amount you are entitled to at Full Retirement Age) is less than your spouses, you can claim either a benefit on your own record or a “spousal” benefit.  Couples can maximize their joint lifetime income by coordinating their start dates.

Reilly Financial Advisors

The “Social Security Maximization” table (above) displays the clients’ applicable Social Security alternatives. This table allows you to quickly and easily compare the results of each strategy based on both the Total Lifetime Benefit (expressed in current dollars), resulting Probability of Success, and break-even point (age at which benefits break even with strategy that starts the earliest). Depending on the other elements of your Retirement Plan (in particular, the timing and relative size of major expenditures), the strategy providing the highest potential Probability of Success may be different than the strategy with the greatest Total Lifetime Benefit.

Social Security benefits can play a large role in the success of your retirement goals. We are able to quickly and easily compare and quantify Social Security filling strategies. The cost for a comprehensive and personalized Financial Plan from Reilly Financial Advisors is $1,500. A small cost considering that the Plan and process can help you to discover how to maximize this benefit. And during the financial planning process, we can also weigh and analyze whether or not you should invest in a Roth 401(k).

Please allow Reilly Financial Advisors the opportunity to provide you a Social Security Maximization strategy that can help you to achieve your individual financial goals. If you are nearing retirement and would like to learn more about maximizing Social Security, contact Mark Shane, in the Eastern Province, for a complimentary appointment at or 561-414-8654.

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Nikah Ceremony for Wasiqa Akhtar

8 April 2014 | comments (5) | Weddings & Engagements | by

Nikah Ceremony for Wasiqa Akhtar

The Marriage Registration (Nikah) of Wasiqa Akhtar, daughter of Mr. and Mrs. Rais Akhtar, with Muhammad Saif Uddin, son of the late Muhammad Meraj Uddin was held on March 27, 2014.

Mr. Rais Akhtar, Aramco ID No. 71863 is a permanent member of Saudi Aramco Ex-Employees Association (SAEEA), Karachi, Pakistan. He worked in Drilling and Works-Over Department, Ras Tanura from 1973 through 1985.

The ceremony took place at Pearl Banquet, Main Rashid Minhas Road, Karachi. The function and dinner was hosted by Rais Akhtar and a large number of his relatives, friends and Saudi Aramco friends were there. The ex-employees and SAEEA office holders who attended the function were:

• Mr. Ghulam Qutubuddin Khan
• Mr. Mohammad Abdul Matin
• Engr. Iqbal Ahmad Khan
• Mr. Tariq Anis Quraishi
• Mr. Javed Hasan
• Mr. Javed Ahmed
• Ahmed Shah Khan
• Rashid Waheed Ansari

SAEEA wishes heartiest greetings to Mr. Rais Akhtar and his family and wish a very happy and bright future for Muhammad Saif Uddin and Wasiqa.

Download a PowerPoint presentation with more photographs here.

Note: Download a free copy of the PowerPoint Viewer 2007 from the Official Microsoft Website which enable viewing of PowerPoint presentations on computers that do not have PowerPoint installed.

Reported by: Ghulam Qutubuddin Khan, Founder Member and General Secretary, SAEEA, Karachi, Pakistan.

Engrineer Mohammed Ahmed Visited Pakistan

2 April 2014 | comments (1) | Annuitants | by

Mrs. Azra Ahmed and Engr. Mohammed AhmedMrs. Azra Ahmed and Engr. Mohammed Ahmed

Saudi Aramco Ex-Employees Association (SAEEA) has members all around the globe. Petroleum Engineer Mohammed Ahmed, Badge No.73701, worked for Saudi Aramco from 1977 thru 2007, visited his relatives in Karachi, Pakistan. He retired from Northern Area Oil Operations Engineering Department and is a permanent member of SAEEA.

Mr. Ahmed and Engr. Iqbal Ahmed Khan, Vice President SAEEA, worked together in Pakistan in Southern Sui Gas Company and Pakistan Petroleum Limited, respectively; in 1973 thru 1977. Later on, both joined Saudi Aramco. Engr. Iqbal Ahmed Khan came first and joined Ras Tanura Producing Department and Engr. Mohammed Ahmed joined Northern Area Oil Operations Engineering.

The old buddies met in Karachi after a long time at Prof. Abdul Hamid Hakeem’s residence. Mr. Hakeem is the brother-in-law of Mr. Ahmed. During the visit of Mr. Khan, the Hakeem family showed great hospitality and it was a nice meeting for a few hours. Engr. Mohammed Ahmed was very much concern about the health of Mr. Kamal Ahmed Farooqi, President (SAEEA). He could not pay a visit to his house due to the shortness of time. He further appreciated the good work of SAEEA and at the same time he renewed his membership by paying his dues.


SAEEA presented a souvenir commemorative SAEEA clock  as a token of remembrance to the visitors, Mr. and Mrs. Ahmed. Engr. Mohammed Ahmed left Pakistan on March 27, 2014 with a lot of sweet memories to join his children in Olathe, Kansas, USA. Mr. Ahmed’s daughter Engr. Saleha Ahmed along with her husband Mr. Mahmood and three grandsons, and son Mr. Najeeb Ahmed are eagerly waiting for them.

SAEEA wishes Engr. Mohammed Ahmed and family a happy retired life with their children in USA.

Mrs. Azra Ahmed and Engr. Mohammed AhmedEngr. Iqbal A. Khan, Engr. Mohammed Ahmed, Mrs. Azra Ahmed and Professor Hamid Abdul Hakeem

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